When is a Group Health policy required to provide coverage for a newborn child?

A Group Health policy is required to provide coverage for a newborn child at the moment of birth. This requirement ensures that newborns are automatically covered under the policy as soon as they enter the world, which is vital for their immediate healthcare needs. The rationale behind this provision is to protect newborns, who may need urgent medical care right after birth.

The other options imply conditions or delays before coverage takes effect, which are not aligned with the protection intended for newborns. Typically, there would not be a requirement for coverage to begin at the time of application, after a waiting period, or upon later notification. This reflects the understanding that families need immediate coverage for their newborns without the risk of gaps in health insurance during critical early life moments.